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The time it takes for your financial institution to post the refund to your account is often the longest part of the process.
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Credit card refunds can be faster than debit card refunds, which may take longer depending on your bank. Refunds using Onboard Credit (OBC) are usually returned to your account very quickly.
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Refunds from direct bookings may process faster than those made through a third-party travel agent.
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Refunds for pre-cruise purchases like drink packages are often processed more quickly than for overall cruise cancellations.
General refund timeframes
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After Royal Caribbean processes the refund, it usually takes about 7 to 10 days to post to the original form of payment, but can take up to 30 days.
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If you used OBC for a purchase, it may be returned instantly or by the next day.